Manage Your Money Anywhere You Go

Life is mobile, so is your bank. Check your balance, order checks, pay your bills, all from your phone, tablet or computer. We understand how important convenience is, which is why we offer you the option to bank on your time – anytime.

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Traders and Farmers Bank realizes that everyone has different financial need and goals. Whether you are looking forward to a vacation, home improvements or some other special purchase, we can customize a loan to fit your specific needs. Lending primarily within Winston County and portions of Cullman, Franklin, Lawrence, Marion and Walker Counties of Alabama, we have gained and maintained customer relationships by providing the best loan products with the best possible customer service. Call or stop by one of our seven full service branches to discuss your loan needs and discover why our motto is "Since 1906, Hometown Banking at its Best".

  • Personal Loans
  • Auto Loans
  • Boats
  • Equipment
  • Motorcycles/ATVs
  • Recreational Vehicles
  • Adjustable Rate Mortgage (ARM) Loans
  • Fixed Rate Mortgage Loans
  • Unsecured


Loan Calculators

Auto Loans Find out how much you can afford based on your monthly payment, or find out your loan payment based on your purchase price!
Buy vs. Lease Should you lease your next automobile or finance it? Find out with this calculator!
Simple Loan Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!
Payment Options This calculator helps determine your loan or line payment.
Loan Comparison Use this calculator to sort through the monthly payments, fees and other costs associated with comparing loan options.

Financial Tools

Build Your Credit Rating

The mystery of how your credit score is created and adjusted revealed! It is very important in today's financial world that everyone know what their credit score is but also how and what makes up your credit score. This simple one page article is a wonderful reference for you as you build and maintain your credit rating. Click here to read more >

How much is your car worth?

Click here to find out.

Financial Calculators

Use our financial calculators to help you determine your cash needs for your next purchase.