Fixed-Rate Mortgage Loans

If you've found the house of your dreams,
finance it with a dependable, fixed-rate mortgage.

Call Today 205-486-6206 >

Fixed-Rate Mortgage Loans

With a fixed-rate mortgage, your interest rate will stay the same for the life of the loan. We offer fixed rates as well as fixed terms. Even better, our biweekly option enables borrowers to pay off their loan faster and save money on interest. We also offer jumbo rates upon request, as well as private mortgage insurance for lower down payment options.

Our mortgage loan officers walk you through the process so that your experience is personal and less confusing. It's also easy to pay your loan off, with automatic recurring payments. Best of all, you'll enjoy direct communication throughout the process—something the bigger banks can't match.

With our fixed-rate mortgages, you can:
  • Access the same rate program for loans up to $750,000
  • Obtain money quickly to finance your purchase
  • Benefit from a mortgage plan tailored to your personal needs
  • Pay off your loan with monthly or biweekly automatic payments
  • Meet with a loan officer to discuss your mortgage plan in depth
  • Enjoy clear communication at every step of the process

Couple in new house

Mortgage Calculators

Mortgage Loan Calculator Use this calculator to determine your monthly payment and amortization schedule.
Mortgage Qualifier Can you buy your dream home? Find out just how much you can afford!
Refinance Breakeven Should you refinance your mortgage? Use this calculator to determine when you will breakeven!
Rent vs. Buy Are you better off buying your home, or should you continue to rent?

Have you found the home of your dreams? Send your questions in the email form below or stop by in person to start the process today.

Types of Mortgages:

FHA Mortgage Loans

Typically an FHA loan is one of the easiest types of mortgage loans to qualify for because it requires a low down payment and you can have less-than-perfect credit.

VA Mortgage Loans

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military.

Re-Finance Your Home

Whether you're looking to lower your interest rate, reduce your monthly payments or interest expense, switch from an adjustable to a fixed rate, consolidate bills, or obtain extra money to pay for expenses, a mortgage refinance could be the solution for you.

Download an Application Here

Traders & Farmers Bank Mortgage Department

Everything You Need Under One Roof

1728 11th Avenue
Haleyville, AL 35565

Phone: 205-486-6206
fax: 205-486-6209

Standard Mortgage Documents Needed to Begin Mortgage Process:
  • Completed Application
  • Copy of Drivers License
  • 2 Years Most Recent Tax Returns with W2's or 1099's
  • 2 Most Recent Pay Stubs
  • 2 Most Recent Bank Statements
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