With a fixed-rate mortgage, your interest rate will stay the same for the life of the loan.
FHA Mortgage Loans
Do you have questions about an FHA Loan, FHA Mortage Insurance or FHA Loan Requirements.
FHA Mortgage Loans
Typically an FHA loan is one of the easiest types of mortgage loans to qualify for because it requires a low down payment and you can have less-than-perfect credit. For FHA loans, down payment of 3.5 percent is required for maximum financing. Borrowers with credit scores as low as 620 can qualify for an FHA loan.
Another advantage of an FHA loan is that it can be assumable, which means if you want to sell your home, the buyer can “assume” the loan you have. People who have low or bad credit, have undergone a bankruptcy or have been foreclosed upon may be able to still qualify for an FHA loan.
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Rates are for example purpose only and are subject to change without notice and are for best qualifying borrowers with credit scores of 740 or above
- 30 Year Fixed 4.125 APR 4.610
- 15 Year Fixed 3.375 APR 3.901
|Mortgage Loan Calculator||Use this calculator to determine your monthly payment and amortization schedule.|
|Mortgage Qualifier||Can you buy your dream home? Find out just how much you can afford!|
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|Rent vs. Buy||Are you better off buying your home, or should you continue to rent?|
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Types of Mortgages:
You can get a conventional loan at a fixed or adjustable rate.
Typically an FHA loan is one of the easiest types of mortgage loans to qualify for because it requires a low down payment and you can have less-than-perfect credit.
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military.
A USDA Home Loan is a Government insured loan that allows borrowers to obtain 100% NO MONEY DOWN financing.
Whether you're looking to lower your interest rate, reduce your monthly payments or interest expense, switch from an adjustable to a fixed rate, consolidate bills, or obtain extra money to pay for expenses, a mortgage refinance could be the solution for you.